Best Debt Consolidation Loans For Those With Good Credit

If you’re looking to save money on your existing debt by considering a debt consolidation loan, there are a few things to keep in mind. I had a friend approach me once, asking whether she should refinance or try debt consolidation in order to “package” her loans better. Sure, a single loan to replace all […]

5 Things You Should Never Put on a Credit Card

Never put these on your credit card Credit cards are powerful financial instruments, but cardholders must use them carefully to avoid becoming trapped in a cycle of debt. At the same time, it can be difficult for cardholders to contemplate a huge expense knowing that a bank has already extended them sufficient credit to just […]

After-Holidays Sales and Clearance Shopping Tips

Cashing In on Clearance Racks Anyone who’s ever visited a store shortly after the holidays and glanced in the direction of the customer service desk knows the sheer multitude of gifts returned. Ever wonder what happens to those tons of items returned? They often get discounted and placed directly in the clearance bin. For the […]